What is Pension Credit?
Pension Credit gives you extra money to help with your living costs if you’re over State Pension age and on a low income. Pension Credit can also help with housing costs such as ground rent or service charges.
Pension Credit is separate from your State Pension.
You can get Pension Credit even if you have other income, savings or own your own home.

How much could I get?
Pension Credit is worth, on average, £3,900 a year.
You might get extra help if you’re a carer, severely disabled, or responsible for a child or young person.
You can use the Pension Credit calculator to find out if you’re eligible for Pension
Credit and how much you could get: www.gov.uk/pension-credit-calculator

What else could I get if I claim Pension Credit?
If you get Pension Credit you can also get other help, such as:

• The Winter Fuel Payment (or the equivalent in Scotland)
• Help with heating costs through the Warm Home Discount
• Scheme and Cold Weather Payment
• Housing Benefit if you rent the property you live in
• Support for Mortgage Interest if you own the property you live in
• A Council Tax discount
• A free TV Licence if you’re aged 75 or over
• Help with NHS dental treatment, glasses and transport costs for hospital appointments, if you get a certain type of Pension Credit
• A discount on the Royal Mail redirection service if you’re moving house

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File	Description	Date added	File size	Downloads
Pension_Credit_A5_Factsheet		December 4, 2024 6:44 pm	129 KB	33